WEDNESDAY, JANUARY 21ST AT 12:00 PM EST
Mastering Property Underwriting in a Shifting Market with John Hamrick Jr.
Insurance plays a critical role in protecting rental and investment properties, yet many investors lack clarity around how coverage and underwriting decisions are made. In this webinar, John Hamrick Jr., an insurance agent for over three decades and a longtime real estate investor, walks through insuring investment properties and the underwriting process behind them. Drawing on his experience as president of the Triad REIA in North Carolina, John brings practical insight shaped by years of working directly with investors and presenting to audiences at every stage. This conversation is designed to help investors better prepare for underwriting challenges, reduce surprises, and protect long term portfolio goals with greater confidence.
Insurance Basics Explained
Many real estate investors carry insurance without fully understanding what is covered or how decisions are made. This topic breaks down how rental and investment properties are insured, what carriers look for, and how coverage choices can impact long term portfolio protection. The focus is on helping investors ask better questions and avoid assumptions that lead to gaps in coverage.
Inside Underwriting
Underwriting can feel unpredictable, especially in a changing market. This discussion explores how insurance companies evaluate investment properties, common factors that trigger additional scrutiny, and why some properties become difficult or expensive to insure. Investors will gain a clearer picture of how to prepare properties and documentation before entering the underwriting process.
Preparing for Change
Insurance markets evolve, and unprepared investors often feel the impact first. This topic focuses on market condition shifts, emerging risks, and practical considerations investors should be thinking about as portfolios grow. The goal is to help investors stay proactive, reduce surprises, and protect their investments with greater confidence over time.
Our Speaker - John Hamrick Jr.
John Hamrick Jr. is an insurance professional with over three decades of experience and has specialized in investment property insurance for the past 15 years. As a longtime real estate investor and the current president of the Triad REIA in North Carolina, he works closely with investors to help them understand risk, underwriting, and portfolio protection. John is known for his practical, education first approach and his ability to translate complex insurance topics into clear, actionable insight for investors.
American IRA, LLC, a South Dakota limited liability company, serves as a Third Party Administrator on behalf of the Custodian, New Vision Trust Company, a state chartered South Dakota Trust Company. As a Self-Directed IRA administrator we are a neutral third party. We do not make any recommendations to any person or entity associated with investments of any type (including financial representatives, investment promoters or companies, or employees, agents or representatives associated with these firms). We are not responsible for and are not bound by any statements, representations, warranties or agreements made by any such person or entity and do not provide any recommendation on the quality, profitability or reputability of any investment, individual or company. The terms "we" and "us" refer to American IRA, with an office located in Sioux Falls, SD.