WEDNESDAY, JANUARY 28TH AT 12:00 PM EST
Demystifying Subject To Real Estate Deals: Insights from John Hamrick Jr and Brian Elam
“Subject To” investing can be a powerful strategy, but it requires a clear understanding of legal, insurance, and risk considerations to be used responsibly. In this webinar, Brian Elam, a North Carolina real estate attorney with over two decades of experience, and John Hamrick Jr., an insurance professional and longtime investor, break down how Subject To transactions actually work. Drawing from their combined legal, insurance, and real world investing backgrounds, the discussion focuses on where investors get tripped up, what must be handled correctly, and how to think through this strategy before pursuing it. This conversation is designed to help investors evaluate whether Subject To investing fits their goals while avoiding costly misunderstandings and unintended exposure.
Subject To Explained
Subject To investing often sounds simple on the surface, but the mechanics matter. This topic breaks down how these transactions are structured, what actually changes hands, and what remains in place after closing. The goal is to help investors understand the strategy clearly before deciding whether it fits their approach.
Legal and Insurance Risks
Many investors underestimate the legal and insurance exposure involved in Subject To deals. This discussion focuses on common risk areas, including title, loan obligations, and insurance coverage that can create problems if handled incorrectly. Attendees will gain a clearer sense of what must be addressed upfront to avoid unintended consequences.
Investor Readiness
Subject To investing is not appropriate for every investor or every situation. This topic explores when the strategy may make sense, when it may not, and what level of experience, planning, and support is typically required. The emphasis is on helping investors evaluate readiness rather than chasing a technique.
Our Speaker - The Sub2 Cowboys
** CUE WESTERN SOUNDTRACK**
Known as the Sub2 Cowboys, John Hamrick Jr. and Brian Elam bring decades of experience to the real estate trail, each forged in a different but complementary discipline. John, an insurance professional for over three decades and a longtime investor, understands how risk, coverage, and preparation protect a portfolio when the terrain shifts. Brian, a North Carolina real estate attorney since 1999 and lifelong entrepreneur, brings legal clarity and a steady hand shaped by a belief in ownership, responsibility, and helping others succeed. Like seasoned hands passing down hard earned wisdom around a campfire, the Sub2 Cowboys share practical insight designed to help investors navigate Subject To investing with discipline, foresight, and respect for the rules of the land.
American IRA, LLC, a South Dakota limited liability company, serves as a Third Party Administrator on behalf of the Custodian, New Vision Trust Company, a state chartered South Dakota Trust Company. As a Self-Directed IRA administrator we are a neutral third party. We do not make any recommendations to any person or entity associated with investments of any type (including financial representatives, investment promoters or companies, or employees, agents or representatives associated with these firms). We are not responsible for and are not bound by any statements, representations, warranties or agreements made by any such person or entity and do not provide any recommendation on the quality, profitability or reputability of any investment, individual or company. The terms "we" and "us" refer to American IRA, with an office located in Sioux Falls, SD.